Turn the device you already carry into another secure way to pay.
Phob-It Pay is designed to work with compatible, licensed financial partners so users can authenticate, tap and receive payment confirmation directly on the device.
Tap. Pay. Keep Moving.
THE CORE EXPERIENCE
PHOB-IT PAY
Payments Become Part of the Key.
- Authenticate and present Phob-It at a compatible contactless terminal.
- See payment confirmation directly on the device.
- Access supported balances, activity and financial information through authorized providers.
- Sensitive financial actions can require additional authentication before they are completed.
Key Controls
- Lock / Unlock
- Remote Start
- Trunk / Tailgate
- Window Up / Down
How It Works
Three Steps to Pay With Phob-It.
Step 1
Authenticate
Confirm your identity using the required security method.
Step 2
Tap
Present Phob-It at a compatible contactless payment terminal.
Step 3
Confirm
See the transaction result directly on your device.
CONNECTED MONEY
One Secure Interface for Everyday Payments.
The wider Phob-It Pay concept includes family approvals, connected financial visibility and partner-delivered financial services.
Contactless Payments
Use Phob-It as a supported payment endpoint through compatible financial partners.
Money Requests
Receive supported person-to-person or family payment requests.
Family Approvals
Review, approve or decline supported purchase requests directly from Phob-It.
FAMILY CONTROLS
Approve or Decline in the Moment.
See the Request
View the amount, merchant or purchase information.
Review
Understand what is being requested before responding.
Pay
Approve the supported transaction.
Decline
Reject the request when needed.
VEHICLE CONTROLS FAQ
Everything You Need to Know.
What is Phob-It Pay?
Phob-It Pay is the payment component of the Phob-It concept, designed to make the device another secure contactless payment endpoint through compatible financial partners.
Can I tap Phob-It to pay?
The concept includes tap-to-pay at compatible contactless terminals.
Does Phob-It hold my bank account?
The concept positions Phob-It as the secure interface. Banking and payment services would remain with compatible licensed providers.
Can I approve family purchases?
Yes. The concept includes supported family purchase requests with approve or decline controls.