Phob-It™ V1 is being developed to combine everyday vehicle-key functionality with the convenience of contactless payment in one device.
YOUR KEY. YOUR WALLET. ONE TAP.
HOW IT WORKS
THE IDEA
Your Keys Are Already With You.
Phob-It™ is designed around one simple idea: take something you already carry every day, your vehicle key fob, and turn it into another convenient way to make contactless payments.
Why Phob-It?
- Vehicle Key
- Tap Pay
- Less Interruption
- Window Up / Down
How It Works
Four Steps. Then Keep Moving.
Step 1
Add
Provision an eligible payment card to Phob-It™ through the supporting payment experience.
Step 2
Carry
Phob-It™ goes wherever your vehicle keys already go.
Step 3
Tap
Hold Phob-It™ near a compatible contactless payment terminal.
Step 4
Go
Complete the transaction and keep moving.
THE PHOB-IT WAY
Don’t Stop. Just Tap.
Keep doing what you’re doing. When it’s time to pay, reach for the key fob that’s already with you.
Keep Doing
Your phone stays exactly where it is. Your message, video, article, or app stays open.
Tap
Reach for Phob-It™ with your other hand and present it at a compatible contactless terminal.
Go
Complete the payment and continue with your day.
PHONE VS. PHOB-IT™
One Less Interruption.
With Your Phone
Stop what you’re doing and switch away from the screen you were using.
Open Wallet
Find and open your mobile wallet.
Authenticate + Tap
Complete the payment process.
With Phob-It™
Keep your phone where it is, reach for Phob-It™, tap, and keep moving.
HOW IT WORKS FAQ
Everything You Need to Know.
How would I add a payment card?
The intended experience is to provision an eligible payment card through the supporting payment setup.
Where would Tap Pay work?
Phob-It™ is being designed for compatible contactless payment terminals.
Does Phob-It™ replace my phone?
No. V1 is a vehicle key fob with Tap Pay functionality, not another phone.
Will every card or bank be supported?
Final compatibility will depend on development and payment partners.